Privacy Policy

Last Updated: February 2025

1. Introduction

B & Z CONTABILIDADE E ASSESSORIA LTDA., registered under CNPJ 07.950.739/0001-03, with headquarters at Rua Jose Krause, 60, Vila Nova, Jaraguá do Sul/SC - CEP 89259-390 ("we", "our", or "Company"), is committed to protecting the privacy and personal data of visitors to our informational website.

This Privacy Policy explains how we collect, use, store, and protect personal information in compliance with Brazilian General Data Protection Law (LGPD - Lei Geral de Proteção de Dados, Law No. 13.709/2018) and other applicable regulations.

2. Scope and Application

This policy applies to:

  • All visitors and users of our website
  • Personal data collected through our digital platforms
  • Information obtained through contact forms and email communications

This website is exclusively informational and educational. We do not offer investment services, process financial transactions, or collect payment information.

3. Data Controller Information

Company Name: B & Z CONTABILIDADE E ASSESSORIA LTDA.
CNPJ: 07.950.739/0001-03
Address: Rua Jose Krause, 60, Vila Nova, Jaraguá do Sul/SC - CEP 89259-390
Contact Email: kleytonunes142@gmail.com
Phone: (47) 99936-8992

4. Types of Data Collected

4.1 Automatically Collected Data

When you visit our website, we may automatically collect:

  • IP address and device identifiers
  • Browser type and version
  • Operating system information
  • Pages visited and time spent on pages
  • Referral sources (how you arrived at our website)
  • Geographic location (approximate, based on IP)
  • Date and time of access

4.2 Voluntarily Provided Data

If you contact us through email or contact forms, we may collect:

  • Name and surname
  • Email address
  • Phone number (if provided)
  • Message content and inquiry details
  • Any other information you choose to provide

5. Legal Basis for Data Processing

We process personal data based on the following legal grounds under LGPD:

  • Consent: When you voluntarily provide information through contact forms
  • Legitimate Interest: For website analytics and security purposes
  • Legal Obligation: When required to comply with applicable laws and regulations
  • Contract Execution: When necessary to respond to your inquiries

6. Purpose of Data Processing

We use collected data for the following purposes:

  • Responding to contact requests and inquiries
  • Improving website functionality and user experience
  • Analyzing website traffic and visitor behavior
  • Ensuring website security and preventing fraud
  • Complying with legal and regulatory requirements
  • Maintaining communication records for accountability
  • Internal statistical analysis and reporting

7. Data Sharing and Third Parties

We do not sell, rent, or trade your personal information. We may share data only in the following circumstances:

7.1 Service Providers

We may engage trusted third-party service providers to assist with:

  • Website hosting and maintenance
  • Analytics services (e.g., Google Analytics)
  • Email communication platforms
  • Technical support services

These providers are contractually obligated to protect your data and use it only for specified purposes.

7.2 Legal Requirements

We may disclose information when required by law, court order, or governmental authority, or to:

  • Comply with legal processes
  • Protect our rights and property
  • Prevent fraud or security threats
  • Protect the safety of users and the public

8. Data Retention

We retain personal data only for as long as necessary to fulfill the purposes outlined in this policy or as required by law:

  • Contact inquiries: Up to 5 years for accountability purposes
  • Analytics data: Typically 24-26 months, or as configured in analytics tools
  • Legal compliance records: As required by applicable legislation

After retention periods expire, data is securely deleted or anonymized.

9. Your Rights Under LGPD

As a data subject, you have the following rights regarding your personal data:

  • Confirmation and Access: Confirm whether we process your data and request access to it
  • Correction: Request correction of incomplete, inaccurate, or outdated data
  • Anonymization, Blocking, or Deletion: Request anonymization, blocking, or deletion of unnecessary or excessive data
  • Portability: Request transfer of data to another service provider (when applicable)
  • Deletion: Request deletion of data processed with your consent
  • Information: Obtain information about entities with whom we share your data
  • Consent Revocation: Withdraw consent at any time (without affecting lawfulness of previous processing)
  • Opposition: Object to processing in certain circumstances

Exercising Your Rights

To exercise any of these rights, contact us at:

  • Email: kleytonunes142@gmail.com
  • Phone: (47) 99936-8992
  • Mail: Rua Jose Krause, 60, Vila Nova, Jaraguá do Sul/SC - CEP 89259-390

We will respond to requests within 15 days and may request identity verification to protect your data.

10. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to:

  • Remember your preferences and settings
  • Analyze website traffic and usage patterns
  • Improve website performance and functionality
  • Provide relevant content

Types of Cookies Used

  • Essential Cookies: Necessary for basic website functionality
  • Analytics Cookies: Help us understand how visitors interact with our website
  • Preference Cookies: Remember your settings and preferences

You can control cookies through your browser settings. However, disabling certain cookies may affect website functionality.

11. Data Security

We implement appropriate technical and organizational security measures to protect personal data against:

  • Unauthorized access or disclosure
  • Accidental loss or destruction
  • Unlawful processing
  • Alteration or damage

Security measures include:

  • Encryption of data in transit (HTTPS/SSL)
  • Access controls and authentication
  • Regular security assessments and updates
  • Employee training on data protection
  • Backup and recovery procedures

Despite our efforts, no internet transmission is completely secure. We cannot guarantee absolute security but continuously work to protect your information.

12. Children's Privacy

Our website is not intended for children under 18 years of age. We do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected data from a child, we will take steps to delete it promptly.

If you are a parent or guardian and believe your child has provided personal information, please contact us immediately.

13. International Data Transfers

Your personal data is primarily processed and stored in Brazil. If data is transferred internationally (e.g., through cloud service providers), we ensure adequate safeguards are in place, including:

  • Standard contractual clauses approved by Brazilian authorities
  • Adequacy decisions regarding data protection levels
  • Additional security measures as required by LGPD

14. Updates to This Privacy Policy

We may update this Privacy Policy periodically to reflect:

  • Changes in our practices or services
  • Legal or regulatory requirements
  • Technological developments

We will notify you of significant changes by:

  • Updating the "Last Updated" date at the top of this policy
  • Posting a notice on our website
  • Sending email notifications (if we have your contact information)

We encourage you to review this policy regularly to stay informed about how we protect your data.

15. Contact and Data Protection Officer

For questions, concerns, or complaints about this Privacy Policy or our data practices, please contact:

B & Z CONTABILIDADE E ASSESSORIA LTDA.
Attention: Data Protection
Rua Jose Krause, 60, Vila Nova
Jaraguá do Sul/SC - CEP 89259-390
Email: kleytonunes142@gmail.com
Phone: (47) 99936-8992

16. Complaints to Supervisory Authority

You have the right to file a complaint with the Brazilian National Data Protection Authority (ANPD - Autoridade Nacional de Proteção de Dados) if you believe your rights under LGPD have been violated:

ANPD Contact Information:
Website: https://www.gov.br/anpd/
Email: As provided on the ANPD official website

17. Consent

By using our website and providing personal information, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and processing of your data as described herein.

You may withdraw consent at any time by contacting us, though this will not affect the lawfulness of processing based on consent before withdrawal.

18. Important Disclaimers

This website is exclusively informational and educational.

  • We do not offer investment advisory services
  • We do not process financial transactions or payments
  • We do not collect banking or credit card information
  • Content is for educational purposes only and should not be considered financial advice